New 2011 Rates & Added Coverages- 1/11/2011

COMMERCIAL AUTO 1. Effective 2/15/2011 up to 40% lower rates 2. Online quoting & binding 3. Additional coverage available online o Rental Reimbursement o Higher limits up to $1 million o Non-owners o Towing Reimbursement o Hired Auto 4. Up to 45,000 lbs GVW 5. Excess liability for Commercial Auto available up to $5 million (submit for quote) GARAGE Effective 1/15/2011 1. Garage Liability Coverage is now available for businesses with more than 5 employees. 2. Garagekeepers limits now available up to $500,000. 3. New Specified Perils rates available for Garagekeepers. Reminder: o Garage Program is available Online for quoting & binding. o Garage Liability limits available Online up to $1 million. o Excess Liability for Garage Liability available up to $5 million (submit for quote) GENERAL LIABILITY 1. Coming soon, over 200 classes of business will be available on line 2. Limits up to $1 million 3. Online quoting & binding 4. Excess Liability available up to $5 million (submit for quote) Phoenix Insurance Underwriters 101 Almeria Ave Coral Gables Fl. 33134 Tel.: 1800 898 5448

BINDING AUTHORITY HAS RESUMED- 9/30/2010

BINDING AUTHORITY IN THE FOLLOWING COUNTIES: MONROE, MIAMI-DADE, BROWARD, PALM BEACH, MARTIN, ST. LUCIE AND INDIAN RIVER RESUMED OF BINDING APPLIES TO: COMMERICAL AUTO, GARAGE AND PROPERTY

EFFECTIVE IMMEDIATELY SEPTEMBER 28, 2010- 9/28/2010

DUE TO THE APPROACH OF THE TROPICAL DEPRESSION #16 WE HAVE SUSPENDED BINDING AUTHORITY IN THE FOLLOWING COUNTIES: MONROE, MIAMI-DADE, BROWARD, PALM BEACH, MARTIN, ST. LUCIE AND INDIAN RIVER SUSPENSION OF BINDING APPLIES TO: COMMERICAL AUTO, GARAGE AND PROPERTY AN EMAIL NOTIFICATION WILL BE REMITTED WHEN THE SUSPENSION IS LIFTED. IF YOU HAVE ANY QUESTIONS, PLEASE FEEL FREE TO CONTACT US 305-446-0668

Hurricane Awareness- 8/18/2009

Living in Florida means being exposed to the threat of severe storms and hurricanes. National Group would like you to be prepared. We hope you find this document helpful.

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Changes in underwriting guidelines- 12/11/2008

EFFECTIVE IMMEDIATELY It is with great pleasure to announce the following changes to our current underwriting guidelines, effective December 11, 2008 COMMERCIAL AUTO •Symbol 1 (one) may be used for Liability coverage •Symbol 7 (seven) will be used for Comp & Collision coverage •Unreported Driver Exclusion endorsement has been eliminated •Driver Notification Agreement endorsement has been eliminated GARAGE LIABILTY •Unreported Driver Exclusion endorsement has been eliminated •Driver Notification Agreement endorsement has been eliminated

Agent Locator- 6/3/2008

Find an Agent near you, http://www.phoenixunderwriters.com/agentzip.asp

TOP Online Quoting- 9/19/2007

We now have our Total Office Protection program available for online quoting!
Please visit www.truepremium.com/agentloginnatgroup.asp